Stock plays for 2026

[Rabidraider]

Thought I'd throw this out there for anyone who enjoys playing the stock market.

I'm working on taking a position on a company called Archer Aviation. (ARCH)

Electric plane start up with plans for taxis service and sales. The Dolphin owner is a big fan and is setting up a taxis service from his Country club to the Stadium for example.
Sales will be going to the Mideast as well.
Some FAA approvals in the works.
Defense contracts too.

https://archer.com/

Is George Jetson not far behind.

[Rabidraider]

Im hesitating because that money is in a pretax IRA account. Kind of a waste to lose the tax treatment for qual dividends that will be generated by that investment

Can you buy QQQI in your IRA and keep the dividends. I'm at the stage where I am taking money out every month so its not a problem. I pay my 20% fed tax and don't look back.

[mstrbass2000]

Can you buy QQQI in your IRA and keep the dividends. I'm at the stage where I am taking money out every month so its not a problem. I pay my 20% fed tax and don't look back.

are any of you guys just rolling the div back into the stock or etf ??? ive been doing that for yrs and getting more shares for free over time leading to larger div down the road

you guys buy tbills or state and fed tax free bonds ??? i get a lot of free income that way

[Rabidraider]

are any of you guys just rolling the div back into the stock or etf ??? ive been doing that for yrs and getting more shares for free over time leading to larger div down the road

you guys buy tbills or state and fed tax free bonds ??? i get a lot of free income that way

Since 95% of my money is in my IRA its all taxable coming out, so tax free mean nothing for me.

For years I added and invested in small index stock funds where it grew exponentially. Now half my money is now in treasuries, CD s and cash safe havens and the rest I get aggressive. I don't make as much as when I was younger but I sleep better. I'm now an old man chasing dividends....lol

[mstrbass2000]

Since 95% of my money is in my IRA its all taxable coming out, so tax free mean nothing for me.

For years I added and invested in small index stock funds where it grew exponentially. Now half my money is now in treasuries, CD s and cash safe havens and the rest I get aggressive. I don't make as much as when I was younger but I sleep better. I'm now an old man chasing dividends....lol

glad to hear you are doing well...im also in good shape heading into my golden yrs...ive got about 25% of my money still aggressive, the other 50 pct is a combo of growth,bonds,tbills, precious metals, div stocks

[Cruisin with Tooz]

Can you buy QQQI in your IRA and keep the dividends. I'm at the stage where I am taking money out every month so its not a problem. I pay my 20% fed tax and don't look back.

If I buy QQQI in my IRA, those dividends will be taxed at 40.6% when I take a distribution, instead of 23.6% if I buy QQQI out of the IRA.

[Rabidraider]

If I buy QQQI in my IRA, those dividends will be taxed at 40.6% when I take a distribution, instead of 23.6% if I buy QQQI out of the IRA.

I believe the money in your IRA will be treated as ordinary income depending when you take it out unless you are in the highest tax bracket. The IRS just sees all money as ordinary income depending on tax bracket, not as share profit or dividends.

[Cruisin with Tooz]

I am. Thats the issue. I get a lot of STCGs from option trading. It would probably be better for me to put that money into micron, sandisk, marvell, google, etc. For a pure dividend play I like PAA. They pay a nice "dividend" plus growth, plus they generate massive operational losses through depreciation that get siloed. Once you cash out of the stock, those losses get unlocked and you can use them to offset any ordinary income. And since PAA is a PTP, those "dividends" are not taxed, because they are classified as distributions returning capital. Instead they are applied by IRS rules to reduce your basis so that tax is delayed until you sell the shares.

[Cruisin with Tooz]

Another benefit of that is that if you hold your shares in a PTMLP, like PAA, until you die, those shares are passed on to your heirs with a stepped up basis to current values, which means no one ever pays tax on those distributions that lowered your basis. If you hold those shares long enough your basis can drop to zero, and when you sell, the entire sale would be taxed as a LTCG. If you never sell, that deferred tax bill gets wiped out by the stepped up basis your heirs receive.

[Riff Majestic]

Never noticed this thread I guess. I love investing, more of a long term buyer of individual stocks but will swing trade certain ones I'm very familiar with. Last Thursday when a bunch of tech stocks took a dump I decided to start a position in SPCX @ $125 a share. Only 40 shares for now, I plan on just holding for 10 years and seeing what happens.